Robert Benincasa http://kccu.org en University Would Study Health Issues In Polluted New York Town http://kccu.org/post/university-would-study-health-issues-polluted-town Residents of an upstate New York town who've long associated their illnesses with the air they breathe may finally get some answers about the health effects of living next to a toxic polluter.<p>The town of Tonawanda lies in the shadow of Tonawanda Coke Corp., whose ovens heat coal into material used for the iron and steel industries, and release toxic chemicals into the air.<p>The residents' long fight to definitively link the pollution with their illnesses, and to hold Tonawanda Coke accountable, were profiled in NPR's 2011 investigation <a href="http://www.npr.org/2011/11/10/142189390/tonaw Tue, 22 Jul 2014 21:37:00 +0000 Robert Benincasa 60261 at http://kccu.org University Would Study Health Issues In Polluted New York Town Wells Fargo, Fifth Third, U.S. Bank To End Payday Loan Program http://kccu.org/post/wells-fargo-us-bank-end-payday-loan-program Wells Fargo & Co., Fifth Third Bank and U.S. Bank said Friday that they will stop offering "deposit advances," a kind of payday loan that had <a href="http://www.npr.org/2013/12/05/247182721/banks-fill-in-the-payday-loan-gap">come under fire by federal regulators last year</a>.<p>With about $1.5 trillion in assets, Wells Fargo was the largest bank offering the costly, low-dollar loans. Fri, 17 Jan 2014 17:38:00 +0000 Robert Benincasa 49154 at http://kccu.org Regions Bank To Discontinue Payday Loan Program http://kccu.org/post/regions-bank-discontinue-payday-loan-program One of several banks that offer payday loans is getting out of the business.<p>Regions Bank announced Wednesday that it will discontinue its "deposit advance" product known as Ready Advance.<p>Deposit advances are small, costly loans that bank customers take out between paychecks, and pay back automatically when a scheduled direct deposit comes through.<p>As we <a href="http://www.npr.org/2013/12/05/247182721/banks-fill-in-the-payday-loan-gap">reported last month</a>, regulators and others said the loans often trapped borrowers in a cycle of debt, with customers using the advances repeatedly t Wed, 15 Jan 2014 21:18:00 +0000 Robert Benincasa 49022 at http://kccu.org Banks Come Under Fire For Filling In The Payday Loan Gap http://kccu.org/post/banks-fill-payday-loan-gap A payday loan is a costly form of credit operating on the fringes of the economy. That's why the target of a new crackdown by federal regulators may surprise you: Instead of a forlorn-looking storefront with a garish neon sign, it's your familiar neighborhood bank.<p>A small but growing number of banks, including some major players, have been offering the equivalent of payday loans, calling them "deposit advances."<p>That is, at least, until bank regulators stepped in Nov. Thu, 05 Dec 2013 09:59:00 +0000 Robert Benincasa 46610 at http://kccu.org Banks Come Under Fire For Filling In The Payday Loan Gap Federal Regulators Crack Down On Payday Advances http://kccu.org/post/federal-regulators-crack-down-pay-day-advances Consumer advocates are hailing a decision by federal regulators to crack down on so called deposit advances — a type of payday loan offered by some banks. Going forward, banks will not be allowed to let their customers take deposit advances more than once a month, or take them in consecutive months. Fri, 22 Nov 2013 09:33:00 +0000 Robert Benincasa 45926 at http://kccu.org