A sign stands in front of a bank-owned home in Las Vegas. Housing counselors say the $25 billion mortgage settlement between major banks and the states has yet to make an impact in communities around the U.S.
Earlier this month, a judge approved a settlement between five major banks and nearly all of the state attorneys general. The banks admitted to taking shortcuts — or "robo-signing" documents — as they pushed through some foreclosures.
Most of the $25 billion settlement is supposed to go toward reducing mortgage payments for some troubled homeowners. But lots of other programs have promised to help struggling homeowners in the past, and results have been disappointing.
Keith Ballard, right, of the Vancouver Canucks is tripped by Colin Fraser of the Los Angeles Kings for a penalty during game in Los Angeles on April 18. Researchers studying hockey penalties found that teams wearing black jerseys were far more likely to draw penalties than teams wearing other colored or white jerseys.
Hockey teams wearing darker-colored jerseys are more likely to be penalized for aggressive fouls than teams wearing white jerseys, according to new research. Teams wearing black jerseys in particular get penalized the most, according to an analysis that may offer a window into the hidden psychological dynamics of the ongoing NHL playoffs.
Security professionals in both the U.S. government and in private industry have long feared the prospect of a cyberwar with China or Russia, two states capable of launching destructive attacks on the computer networks that control critical assets such as the power grid or the financial system.
Now they face a new cyberthreat: Iran.
"[The Iranians] have all the resources and the capabilities necessary to be a major player in terms of cyberwarfare," says Jeffrey Carr, an expert on cyberconflict who has consulted for the U.S. Department of Defense.
It's dinnertime at a bustling Kentucky Fried Chicken in the Little Africa neighborhood of Guangzhou, in southern China. Chinese schoolgirls nibble on fries, a grandmother feeds her grandson, and Kelvin Njubigbo stares at a single wing on his tray. His foot, wrapped in a gauze bandage, juts out from the table.
"Everything is risk in life," repeats Njubigbo. "It's all risk from the beginning to the last."